Investment Profile Questionnaire

Before you invest, decide what kind of investor you will be. Are you more aggressive and ready to accept the possibility of loss in exchange for the possibility of higher returns? Are you more conservative? Part of figuring that out is determining how long you plan to leave your money in the investment vehicle. If you're planning on investing in a mutual fund, you probably plan to invest for the long term. In an attempt to reduce risk and affect their possibility for returns, some people choose to vary their investments or "diversify." While this strategy does not guarantee any particular returns or guarantee protection against losses, it is one way to vary risk.

Completing the questionnaire below and discussing the results with your PFS Investments Registered Representative can be a valuable step toward evaluating your continued approach to investing. The total score from your responses is a rough indication of how much risk you prefer in your investments from information you have provided. Keep in mind that this profile is intended to give you a start and doesn't cover all the issues that you should consider.

 

What's your risk tolerance?

In the questions below, select the appropriate statement that best indicates your risk or safety by clicking within the circle with your mouse.

What is your current age?
	5 Points	Less than 45
	4 Points	45 to 55
	3 Points	56 to 65
	2 Points	66 to 75
	1 Point	Older than 75
When do you expect to start drawing income?
	5 Points	Not for at least 20 years
	4 Points	In 11 to 19 years
	3 Points	In 6 to 10 years
	2 Points	In 1 to 5 years
	1 Point	Within 1 year
For this investment, I intend to take:
	5 Points	Higher risk in return for potentially superior returns
	4 Points	Moderate to higher risk in return for potentially greater return
	3 Points	Moderate risk in return for some growth opportunity
	2 Points	Low risk in return for a little growth opportunity
	1 Point	Slight to no risk in return for general stability of principal
Assuming normal market conditions, what would you expect from this investment over time?
	5 Points	To generally keep pace with the stock market
	4 Points	To slightly trail the stock market, but make a good profit
	3 Points	To trail the stock market, but make a moderate profit
	2 Points	To have some stability, but make modest profits
	1 Point	To have a high degree of stability, but make small profits
Suppose the stock market performs unusually poorly over the next decade. What would you expect from this investment?
	5 Points	To also perform poorly
	4 Points	To make very little or nothing
	3 Points	To make a little gain
	2 Points	To make a modest gain
	1 Point	To make gains, regardless of the stock market's performance
Which of these statements would best describe your attitudes about the next three years' performance of this investment?
	5 Points	I understand a loss of principal is a realistic possibility
	4 Points	I can tolerate a loss
	3 Points	I can tolerate a small loss
	2 Points	I'd have a hard time tolerating any lossess
	1 Point	I need to at least see some return
Which of these statements would best describe your attitudes about the next three month's performance of this investment?
	5 Points	I wouldn't worry about market fluctuations in that time frame
	4 Points	If my investment declined greater than 20%, I'd be concerned
	3 Points	If my investment declined greater than 10%, I'd be concerned
	2 Points	I can only tolerate small short-term fluctuations in my investment
	1 Point	I'd have a hard time accepting any investment declines
YOUR INVESTMENT PROFILE SCORE IS:

SCORE	MODEL	INVESTMENT PROFILE
32-35	Aggressive Growth	This portfolio is appropriate for investors whose primary objective is maximum long-term capital appreciation and who are willing to tolerate more substantial, potentially large price fluctuations.  Generating current income is not a goal.  Assets in this portfolio are invested entirely (or almost entirely) in equities (stocks).
25-31	Growth	This portfolio is appropriate for investors whose primary objective is long-term capital appreciation and who are willing to tolerate potentially large price fluctuations.  Generating current income is not a primary goal.  Assets in this portfolio are invested primarily (and in some cases entirely) in equities (stocks).
18-24	Moderate Growth	This portfolio is appropriate for investors whose primary objective is capital appreciation and to whom current income is of secondary importance.  A moderate growth investor is willing to tolerate short-term price fluctuations.  The assets in this portfolio are a mix of equities (stocks) and fixed-income securities (bonds), with a higher weighting towards equities (stocks).
11-17	Conservative Growth	This portfolio is appropriate for investors who prefer a balanced mix of current income and capital appreciation, and are willing to tolerate some short-term price fluctuations associated with equity (stock) investments.  The assets in this portfolio are balanced among equities (stocks) and fixed-income securities (bonds).
7-10	Income	This portfolio is appropriate for investors whose primary objective is current income.  The majority of assets in this portfolio are allocated to short-term and intermediate-term investments such as fixed-income securities (bonds).  A portion of this portfolio is also invested in equities (stocks), which are subject to price fluctuations, as protection against the erosion to purchasing power caused by inflation.

 

The Investment Profile Score above is for informational purposes only. To review or update your investment objective on your Legg Mason, Invesco, Amundi Pioneer or American Century account, log into Primerica Shareholder Services.

An investor should consider the investment objectives, risks, fees and expenses of a mutual fund carefully before investing. A prospectus contains this information and other information about the investment offerings. The prospectus contains this and other information. Read and consider the prospectus carefully before investing. Contact a PFSI registered representative for a current prospectus.

Securities are offered by PFS Investments Inc., 1 Primerica Parkway, Duluth, GA 30099-0001

32868

back to top