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Primerica


Michael & Ruth Gallina
Michael J Gallina
Senior Vice-President
OFFICE INFORMATION
1220 State Route 31
Ste 4
Lebanon, NJ 08833-3237
Office: (908) 236-6767
Fax: (866) 212-7657
Email Us

WHAT WE DO AND WHY

Primerica has been committed to helping families save and invest for their futures since 1977. Through PFS Investments Inc., Primerica's broker-dealer, we show people how they can achieve a better financial future by helping them learn our HOW MONEY WORKSTM concepts. With approximately 2.5 million client accounts, we offer the best solutions aimed to help families achieve their financial goals. With Primerica, no client is too big or too small.
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MY SERVICES*
New Jersey, Colorado, Florida, Maryland, New York, Pennsylvania, Rhode Island, Texas and Virginia
New Jersey, Colorado, Florida, Georgia, Louisiana, New York, Pennsylvania, Rhode Island, South Carolina and Virginia

*Not available in all states
ABOUT ME
Started with Primerica in: 1985
PFS Investments Inc. Registered Representative:
Michael J Gallina FINRA's BrokerCheck
Life Insurance Representative (US)
Investment Adviser Representative
WHAT YOU CAN EXPECT

You can expect a lot by partnering with a Primerica financial professional. Our goal is to help you reach your savings goals while providing the highest-quality client experience. Our goals-based investing approach helps families:
  • Establish an emergency fund
  • Invest for the long term
  • Utilize quality asset managers
  • Generate retirement income
WHAT WE OFFER

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We are a financial services company for everyone - from those just starting out on their investment journey to those already in retirement. PFS Investments Inc. provides access to solutions and services from some of the world's most recognizable companies. Our wide range of products and programs offers an investment solution for everyone.

We help people prepare for the future by offering investments in:
  • Mutual Funds
  • Annuities
  • Managed Investments*
We use tax-deferred accounts:
  • IRAs - Traditional and Roth
  • 403(b) and 403(b)(7) plans
  • College savings plans
And we have retirement plans for businesses:
  • 401(k), 403(b) and 457 plans
  • SEP and SIMPLE IRA plans
  • Payroll deduction plans - complimentary for employers

We partner with some of the most recognizable investment companies in the industry. Our strategic partners include AIG, American Century Investments, American Funds, Brighthouse Financial, Cuna Mutual, Equitable, Fidelity, Franklin Templeton, Horizon Investments, Invesco, Lincoln Financial, Lockwood Advisors, Meeder, Morningstar, Sage and Voya, among others.



WE TEACH SIMPLE, EASY-TO-UNDERSTAND FINANCIAL CONCEPTS:

Video of The High Cost of Waiting
The High Cost of Waiting (1:25)
Video of Pay Yourself First
Pay Yourself First (1:25)
The Rule of 72 (1:00)
The Rule of 72 (1:00)
Video of The Power of Compound Interest
The Power of Compound Interest (1:18)

We truly are a financial services company for everyone. Let's work together to help you achieve your goals. To get started, contact your financial professional today.



Note: This website is for informational purposes only and should not be construed as a solicitation to sell or an offer of any of Primerica's products or services.

Primerica Representatives are independent contractors. Representatives are not licensed to sell all products in all states. Representatives may provide products and services only to individuals in those jurisdictions where they are licensed or approved. For more information, see Primerica's Important Disclosures.

Life-licensed Primerica representatives are agents of certain affiliated Primerica Companies. In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York. In the United States (except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia.

In the U.S., securities are offered exclusively by PFS Investments Inc. Representatives not licensed with these entities cannot sell to you, or discuss with you, any securities or investment products. Primerica Home Office Address: 1 Primerica Parkway, Duluth, GA 30099.

*Advisory services offered through Primerica Advisors, which is the trade name under which PFS Investments Inc. conducts its investment advisory business. Not all PFS Investments representatives are authorized to offer managed investments.